Compound Interest Calculator

Simply enter the following details:
Principal Amount (₹): The initial amount you are investing or saving.
Annual Interest Rate (%): The yearly interest rate your money will earn.
Time Period (Years): The number of years you plan to invest.
Compounding Frequency: Choose how often interest is compounded (Annually, Semi-Annually, Quarterly, Monthly, or Daily).
Monthly Contribution (Optional): Add recurring monthly savings to simulate SIPs or regular deposits.
💡 Once you click “Calculate”, the tool will show:
Total Amount you will have at the end of the investment period.
Total Interest Earned through compound interest.
Total Contributions made by you during the period.
A pie chart visually representing the breakdown of Principal, Contributions, and Interest.

Accurate Financial Planning: Understand how your money grows over time.
Visual Insights: Easy-to-understand charts help you analyze your financial progress.
Goal Setting: Set and track savings or investment targets.
Compare Options: Test different scenarios by adjusting rate, time, and frequency.

This calculator is ideal for:
📚 Students learning the basics of finance
💼 Investors planning SIPs, fixed deposits, or mutual funds
👪 Families planning for children’s education or marriage
👴 Retirees projecting pension growth or savings
🏦 Bank customers estimating interest on recurring or fixed deposits

A: The compound interest formula is:
A = P(1 + r/n)^nt,
where:
A is the final amount
P is the principal
r is the annual interest rate (decimal)
n is the number of times interest is compounded per year
t is the time in years

The more frequently your interest is compounded, the more money you earn. Monthly compounding earns more than yearly compounding.

Yes! Just enter your monthly contribution amount to simulate regular savings.

While it’s a great planning tool, actual returns can vary due to taxes, market fluctuations, and financial product-specific terms.